A Clear Path to Financial Freedom
How does it work?
At Mandate Financial Planning, we believe in a structured, transparent approach to financial advice. Our five-step process ensures that you receive personalized strategies tailored to your unique financial goals. Whether you’re planning for retirement, growing your investments, or protecting your family’s future, we’re here to guide you every step of the way.
We’re here to help you define your goals, analyse your position and guide you to achieving your goals with financial advice.
You’re an expert in your own field – leave the financial complexity to us and enjoy peace of mind.
1. Discovering You
Our journey begins with a conversation. We take the time to understand your financial situation, goals, and concerns. This is where we get to know you and what’s important to you—whether it’s retirement, investment growth, or securing your family’s future.
These consultations are at our cost – we need to understand you before we can offer any services.
📌 What Happens in This Step?
✔️ Initial consultation to discuss your financial aspirations
✔️ Understanding your income, assets, and lifestyle goals
✔️ Identifying key priorities and concerns
2. Engaging With You
Once we understand your needs, we outline how we can help. We explain our services, fees, and the value we bring to your financial planning journey. At this stage, you decide if you’d like to proceed with our advice.
📌 What Happens in This Step?
✔️ Clear discussion of our services and how they align with your needs
✔️ Explanation of fees, processes, and expectations
✔️ Formal terms of engagement to move forward
3. Strategy Development
We start by collecting all of your relevant information, liasing with any third parties that may be needed (such as your accountants, or financial institutions) and check with you to ensure the information is accurate.
We then develop a comprehensive financial strategy designed to align with your goals.
This may include investment strategies, superannuation planning, risk management, and estate planning considerations or more. Our advice is tailored to ensure your financial security both now and in the future.
This comes to you in a formal Statement of Advice.
📌 What Happens in This Step?
✔️ Research and analysis of your financial position
✔️ Development of personalized financial strategies
✔️ Preparation of these strategies in a Statement of Advice
4. Presenting Your Strategy
Once our stategies are developed and ready, we present these to you through a Statement of Advice. This is a formal document that outlines your objectives, your current situation and our advice on how to achieve those objectives. It’s a foundation for the strategy to reach your financial freedom.
Financial advice and financial strategies can be complex, but we explain these concepts to you in a way you will understand.
In receiving your advice, you should be in a position where you understand where you are and where you’re going. You can then agree or modify any strategies we propose, and then we can get started in implementing those strategies with you.
📌 What Happens in This Step?
✔️ Receive your advice through a Statement of Advice, and discuss our proposed strategies in an easy to understand manner
✔️ Modify or agree to proceed with the recommended strategies – it’s all up to you
✔️ We start implementing the strategies that you want and support you along the way
5. Reviewing Your Strategy
Financial planning is an ongoing journey. The initial strategy acts as a foundation to come back to and the strategy is ever evolving because your life is ever evolving.
We regularly review your strategy with you at defined intervals to ensure it remains aligned with your evolving goals, market conditions, and regulatory changes.
Adjustments are made when needed to keep you on track.
This is where the real change happens. A strategy is only as good as it can be if it is followed and kept up to date. This is an ongoing journey and we are on the journey with you.
📌 What Happens in This Step?
✔️ Defined reviews and strategy adjustments as needed
✔️ Updates based on life changes or market conditions
✔️ Continued support for long-term financial success
